Who this policy covers
FinMate is a minimal loan and compound interest calculator for Android, published by Najma Parveen (“we”, “us”). This policy explains what the app does with information when you use it.
FinMate is free. It has no paid features, no accounts and no sign-in.
What we do not collect
FinMate does not collect, store on our servers or transmit any personal or financial data. We do not receive your name, email address, phone number, location, contacts, device identifiers or any record of how you use the app.
Figures you enter
The calculators work only with the numbers you type in. They are used on your device to produce results and are not sent to us or anyone else.
- Loan & Mortgage: loan amount, interest rate (APR), loan term, extra monthly payment, annual property tax and annual home insurance.
- Compound Interest: initial investment, monthly contribution, annual interest rate, years to grow and compounding frequency.
The amortization schedule, the year-by-year breakdown and the charts are all calculated and drawn on your device.
Saved calculations and settings
When you choose Save Calculation, the name you type, the figures you entered and the result are stored in the app’s local storage on your device. They appear in the Saved & Compare tab. Comparing two saved plans also happens entirely on your device.
Your display settings (theme mode, currency symbol and decimal places) are stored the same way. The currency symbol only changes how numbers are shown. FinMate does not look up exchange rates.
Offline use
FinMate is 100% offline. It works without an internet connection and does not transmit data to any server.
Tapping Privacy Policy in Settings opens the privacy policy in your system browser. Your browser handles the visit according to its own privacy practices.
Third-party services
FinMate does not include third-party SDKs. It has no advertising networks, analytics tools or tracking technologies, and it does not process payments.
Sharing and selling
We do not sell, rent, share or disclose your information to anyone. We do not hold any of it, and FinMate does not connect you with lenders or any other company.
Retention and deletion
Saved calculations and settings stay on your device until you remove them. You can delete a single saved calculation, or use Clear All Saved Calculations in Settings, which asks you to confirm first. Uninstalling FinMate removes its local data from your device.
Because we keep no copy, we cannot recover anything you delete.
Security
Your data never leaves your device, so it is protected by your device’s own safeguards. Keep a screen lock on and your system updated. We run no servers that store your information.
Children’s privacy
FinMate is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has given us personal information, email us and we will look into it.
Your rights
You can email us to ask for access to, correction of or deletion of your personal data. FinMate collects none, so we do not expect to hold any, but we will answer every request and tell you what we found.
Depending on where you live, such as the European Economic Area, the United Kingdom or California, you may have further rights over your personal data. We honor them where they apply.
Financial disclaimer
Disclaimer: This app is a mathematical calculation tool for educational and planning purposes only. It does not provide loans, credit, or professional financial advice, nor does it connect users with any lenders.
Changes to this policy
If we change how FinMate handles information, we will update this page and the date at the top. Please check it from time to time.